A
budget is important for you to check your spending and finances. So, in
a bid to survive on your budget, you may want to throw out some things.
However and at the same time, there are things that are too important
to get rid of. Therefore, no matter what you earn, they must always
feature in your budget. Lifestyletower shares 5 things to never remove from your budget.
Car repair and maintenance
If
you own a car, then you know that it could go haywire anytime. So, to
keep your car in good working condition, you must make arrangements for
repairs and maintenance in your budget. Ignoring this will result in the
car completely breaking down and you have to spend more.
Healthy food
Your
body needs to function and the fuel that can make this possible is
nutritious and healthy food. But quite a number of people eat junk. Try
to budget for healthy food so that you can eat proper food even if it is
once a day.
Insurance
Nigerians
are still skeptical about insurance. It is one of the first things that
will be axed from a budget. But you cannot downplay the importance of
insurance. Insurance is a contract, represented by a policy, in which an
individual or entity receives financial protection or reimbursement
against losses. Important insurance cover includes health, car, and fire
insurance. Interestingly, the premium for this insurance is quite
affordable.
Home repair and maintenance
If
anything is damaged in your home, you should do something about it
immediately before it becomes a huge problem. If you take care of that
leak or crack now, it will be a less expensive than if you wait until it
becomes very bad that you have no choice than to repair it.
Medical care
Going
for a medical checkup at least twice a year will help guard against any
form of disease or ailment. Like they say, prevention is better than
cure. So, do not joke with your health and do not wait until you are ill
before you accommodate medical care in your budget.
No comments:
Post a Comment